Medicare And Dental Health
Many people ask me about Long Term Care Insurance. I finally have a truly sensible answer. It’s called Asset-Based Long Term Care Protection.
A seasoned insurance and financial services professional with home office sales, service and sales management experience since 1980. I am very fluent in all aspects of insurance. I am also a registered tax preparer helping people for over 30 years. I have an excellent track record of delivering results, especially when working with seniors.
I have studied business and accounting at The American College of Bryn Mawr, PA and The College of DuPage, Glendale Heights, IL. I have participated in countless industry and company educational events and seminars as well as Federal and State required continuing education and company re-certification courses. I am an expert in Medicare and I can help guide you through this maze. I am also very well versed in many other elder issues including social security and retirement planning.
There is NEVER a fee for my services! You get expert assistance at absolutely NO COST to you!!
Find numerous resources in this section of the website for individuals and families:
There Are Many “Enrollment Periods” Still Available For Medicare Plan Members.
Find numerous resources in this section of the website for individuals and families:
Help managing existing cd’s, annuities and 401k’s, and lump sum settlements:
Complete the following form and you will be contacted by me.
I have been helping folks just like you for decades! I live and breathe ALL THINGS MEDICARE! Let me help you with these important decisions.
I have studied business and accounting at The American College of Bryn Mawr, PA and The College of DuPage, Glendale Heights, IL. I have participated in countless industry and company educational events and seminars as well as Federal and State required continuing education and company re-certification courses.
Medicare has many moving parts. I can help assist you to navigate this maze! I know the rules and can help to prevent you from making a costly mistake. Remember, it costs you nothing to tap into my expertise!
BROKER
Click "Contact Us" in the navigation bar at the top of your screen and complete the form.
Bernie offers free consultations in person, by phone, virtually or via teleconference.
Bernie will listen to your needs and work diligently to help you discover the plan that works best for you.
Please view the following video from Bernie Esberner
Medicare can be complex and information can be confusing and hard to find. Let us help:
- Medicare benefits
- Premiums and cost shares
- Medicare Supplement and Advantage plan clarification
- Medicare plans, benefits, and pricing
- Medicaid/AHCCCS programs
- Social Security programs
- Medicare rules and enrollment periods
- Extra-help prescription program.
Find numerous resources in this section of the website for individuals and families:
- Quote individual and family plans Dental
- Accident, and Critical Care Coverage
- Get healthcare reform updates
- Resources for the un-insurable
- Medicaid/AHCCCS information
- Alternative to ACA Plans, pricing and benefits
- Short Term Medical Plans
Help managing existing cd’s, annuities and 401k’s, and lump sum settlements:
- Resources to tax guidelines
- Advice from a financial advisor
- Final Expense Life Insurance Term and whole life insurance
- Annuities with guaranteed income you cannot outlive
- Equity Indexed Annuities and Fixed Annuities
Many people ask me about Long Term Care Insurance. I finally have a truly sensible answer. It’s called Asset-Based Long Term Care Protection.
Soon you will be enrolling in Medicare. Welcome to the club! This is an important event! This is the health insurance program you will have for the rest of your life.
Many people ask me about Long Term Care Insurance. I finally have a truly sensible answer. It’s called Asset-Based Long Term Care Protection.
(480) 201-6429 or (715) 266-2876